So dont listen to it? I mean what is the problem here.

I never listen to basically anything spotify recommends me, just songs from bands I already know and love. And if I were to purchase the whole discography of the breadth of music I listen to it would cost the down payment on my house

I do not use the service, I was responding to the comment about garbage

"You can just tell it what to fix"

For a lot of small changes, I am waaaaaay faster than an LLM.

They said longer than 4 hours

Its cause its fun

I mean VIX is decreasing currently

Not to mention heart disease

I just took the test. It makes it VERY hard to express right wing viewpoints as it expresses them in extreme and obviously negative terms. I think it would be pretty hard to get anyone to score roght wing on that test

What? Are you kidding? Youre equating anti AI sentiment with anti-black racism?

Thats so fucking absurd and also insensitive

How can you afford a 300k mortgage at 55k a year. That would be a very large percent of monthly pay right?

Yes, houses are expensive, but it's not out of reach. You can afford a mortgage on the average home.

Mortgages are generally paid over 30 years.

Long mortgages are a really really bad idea with high interest percentages. Unless you've locked in a low percentage from before corona you're going to pay almost as much in interest as you'd be paying for the house...

To pay off 300k within 30 years at current mortgage interest of 4% you'll have to pay 1432/month (215k of interest will be necessary)

Depending on the amount of taxes you have to pay, thats likely > 50% of netto wage

Pretty sure lending is common thw world over