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Obviously I didn't go to most schools. But none I attended were in a big city, and none were in New England, so it's not just a "big city" or "New England" problem. Regardless, I have never personally seen an example of on-campus room and board being <= off-campus room and board.

> The [median] student loan debt for a graduating undergrad is 23k. If college costs were truly 100k that just wouldn’t be the case.

I fail to see how that necessarily follows because:

- many students and families save for college, so there's a cash downpayment

- many students work to cover part of college costs

- many families work to cover part of college costs

But this seems an unproductive rabbit trail from the issue of letting kids get their sleep.



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