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Some insurance companies give bonuses to employees to find a reason to cancel a client's policy after a big claim. "You used the wrong middle initial on the application form."


This is what's so screwed up with our employer based insurance model, you would never purchase insurance from a company that engaged in tactics like that.


This doesn't necessarily follow from employer based health insurance, that can happen regardless of how you source your insurance.

The problem is that we get our health care through health insurance companies.




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