There is no gap because COBRA covers you (costs go up precisely 1%) until the next open enrollment. As for "open enrollment", this just means you need to start your business in July.
Anechoic is right - anyone claiming they can't start a business in MA due to employer sponsored healthcare is just making excuses.
See also "I'm a fatass because I don't have time to exercise", "I have no girlfriend because all the girls I don't ask out would say no anway", "I'm underpaid because all other companies would pay me the same, not that I actually interviewed."
When I was on COBRA, my out-of-pocket costs went up significantly more than 1% (compared to what I was paying for the same policy when I was employed).
Anechoic is right - anyone claiming they can't start a business in MA due to employer sponsored healthcare is just making excuses.
Your out of pocket costs may have gone up, but that's an arbitrary distinction. The total cost of cobra is precisely 101% of the cost of health insurance provided to your employer.
Now, it's possible your employer was giving you $Z worth of benefits but making you deduct $Y from your wages for it, and $Z > $Y. All this means is that your comp (and hence the opportunity cost of starting a business) was higher than you realized.
Anechoic is right - anyone claiming they can't start a business in MA due to employer sponsored healthcare is just making excuses.
See also "I'm a fatass because I don't have time to exercise", "I have no girlfriend because all the girls I don't ask out would say no anway", "I'm underpaid because all other companies would pay me the same, not that I actually interviewed."