Despite my hopes, I somewhat doubt that anyone would accept computing on the sort of chips that one could produce in their garage for less than $10,000 capital investment. You can, probably, with some effort and research, produce something analogous to the original Intel chips from the 70s in your garage using off-the-shelf tools. Sam Zeloof has blazed the trail here: https://www.youtube.com/watch?v=IS5ycm7VfXg . And for a less than a million it's not inconceivable that a municipality could produce chips that would be at home in the 90s. Maybe that would be enough for a lot of tasks, especially if you're willing to resort to hardware coprocessors for common tasks like media decoding and encryption, but it would take a huge sea change to get people to accept it, and nearly all of our software would need to be rewritten.