"According to a 2011 Pew report, the median net worth for householders under 35 dropped by 68 percent from 1984 to 2009, to $3,662." That's something to think about: college debt, etc.
Even worse, the report says 37% of householders under 35 have zero or negative net worth.
The report is a bit opaque though with the wide <35 category - you'd expect a big difference between 21 and 34 year olds so lumping them together makes it hard to tell what's going on. The full report is at: http://www.pewsocialtrends.org/2011/11/07/the-rising-age-gap...
This may be dumb, but what does "householders" mean? I assume it's not "homeowners". Does it just mean someone that is in a settled relationship (ie part of a household)? Because I assume there must be some distinction from just "individuals".